St. Martin & St. Maarten Travel Directory

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St. Martin & St. Maarten Banking & Taxes

CURRENCY

Dutch
The local currency is the guilder, also known as the florin (abbreviated as NAFl), which is broken down into cents. Guilder coins, among the only square coins in the world, come in 1, 2.5, 5, 10, 25 and 50 cent, 1 guilder and 5 guilder values. There are a few 5 guilder notes still being used, but the most common paper denominations are 10, 25, 50, 100, and 250.

Prices are usually given in both NAf and U.S. dollars, and U.S. currency is accepted virtually everywhere.

French
The local currency is the Euro (€), which is broken down into 100 cents. Coins come in 1, 2, 5, 10, 25, and 50 cent coins, 1 and 2 (€) coins, while notes are issued in 5, 10, 20, 50, 100, 200 and 500 (€) denominations. U.S. currency is accepted at many hotels. Many businesses accept U.S. currency.

TAX

Dutch hotels add 15% service charge and 5% government tax. French hotels add 10% to 15%. For current exchange rate, see the see the currency converter under the Trip Planning section on the Caribbean home page.

TIPPING

10% and 15% is often added to hotel and restaurant bills. Taxi drivers have come to expect 10%. Hotel staff like porters and bellmen generally recieve $1 per bag, 1$ to 5$ per day for maids. All-inclusive resorts don't expect to be tipped.

TRAVELLER'S CHEQUES

Traveler's cheques are accepted throughout the country.

CREDIT CARDS

MasterCard, Visa, and American Express credit cards are accepted everywhere.

BANKING HOURS AND AUTOMATED TELLERS

Dutch
Banks hours are Monday through Thursday from 8:00am to 3:30pm and Friday 8:30am to 4:40pm.

French
Banks hours are Monday through Friday from 8:30am to 12:30pm and 2:30Pm to 4:00pm.

All banks have ATMs that accept international cards.

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